Faith Shield Insurance Provides Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Life/Health Insurance, and Employee Benefits to All of Florida, Including Boca Raton, Deerfield Beach, Pompano Beach, Fort Lauderdale, Delray Beach, West Palm Beach, Orlando, Miami, Coconut Creek and Coral Springs. Also in the state of New Jersey.

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.

The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

Flood insurance is designed to cover your personal possessions up to the selected coverage amount. According to NFIP, flood insurance coverage can provide up to $250,000 of coverage for your home and up to $100,000 of coverage for your personal belongings. Homeowners and renters alike can find coverage options when completing a quote comparison. Online flood insurance quotes make it easy to find the best possible coverage for your needs.

As a homeowner or renter, it’s imperative that you protect your property from disasters that may occur in your area. As one of the most likely disasters in the U.S., floods can strike anywhere. Even if your region isn’t considered a likely area for flooding, you may want to consider the option of flood insurance. Flooding can occur following a disaster like a hurricane or a severe storm, and can be the direct result of rising water levels nearby. Because most property insurance specifically excludes floods, it’s best to secure flood coverage in order to keep your property safe no matter what occurs. This type of coverage must be secured through the National Flood Insurance Program (NFIP).

Contact us for more information about Flood Insurance Coverage.